Personal Excess Umbrella Liability

Expand your protection beyond what’s in your homeowners and vehicle policies.

Often called Umbrella Protection, personal excess liability is an important part of your insurance portfolio to protect you when the personal liability protection provided by your standard policies has been exhausted.

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Understand if additional liability coverage is needed.

If you have any known risk factors, you should consider excess liability coverage. Your Bryn Mawr Insurance Advisor is your partner to review your existing coverage limits and help you determine if you are really protected.

You might need excess liability coverage if you:

  • Own a home
  • Drive a car (yours or someone else’s)
  • Have a swimming pool
  • Own a dog
  • Employ people in your home (cleaning, landscaping, other domestic staff)
  • Fly a drone
  • Entertain
  • Serve on a board or committee (for-profit or nonprofit)
  • Have a trampoline
  • Use social media (blogging, Tweeting, posting comments and photos)